News & Insights
The Great Insurance Distraction: Why Your Constitutional Right to Access Justice is Under Attack
We read with interest the article in the Irish Independent by Donal O’Donovan on December 17, 2025, titled “Legal costs nearly match payout in injuries cases that go to court.” While the article presents the latest figures from the Central Bank’s National Claims Information Database (NCID), it unfortunately regurgitates the tired, well-worn narrative of the […]
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WALKING INTO THE ABYSS: The Catastrophic Madness of Unrepresented PIRB Mediation
Considering PIRB mediation without a solicitor? Discover the hidden dangers, valuation errors, and binding risks that can cost you thousands. Essential reading.
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OPINION: The Government’s New Insurance Plan: A Minefield for Claimants
The Irish Government has recently published its new roadmap for insurance reform, a document titled the “Action Plan for Insurance Reform 2025-2029”. On the surface, its goals are admirable and speak to issues that affect every household and business in the country. The plan promises to tackle the high cost of insurance, increase competition in […]
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Insurers in Ireland maintain high profit margins
Recent reports from the Central Bank and the Injuries Resolution Board suggest that insurers in Ireland are maintaining high profit margins, as personal injury claims fall and award levels decline, MSN reported. According to the Central Bank’s latest National Claims Information Database (NCID) report, insurers recorded a 13% profit margin in 2023—more than twice the […]
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Aviva Chief ‘Dismayed’ by Plan to Raise Personal Injury Payout Levels
The head of Aviva Insurance Ireland has urged the Government to reject a draft proposal to the Judicial Council that would raise the guidelines for personal injury award payouts, claiming it would undo a decade of reforms. Aviva Insurance Ireland CEO Declan O’Rourke states that Aviva’s average prices for motor insurance in Ireland are lower […]
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Government tells insurers to pass on savings to policyholders
Insurance companies have been told again by the Government to pass on savings to policyholders they have made from massive reforms in the sector. The call comes as the Irish arm of Axa will pay French parent a €70m dividend this year after bumper profits in 2023. Accounts for Axa Insurance DAC show its after-tax […]
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‘An ever-increasing cost’ – more pain for motorists as car insurance premiums now 15 times rate of inflation
Motor insurance premiums are escalating at a rapid rate despite government reforms. Figures reveal a 10.4% increase in the past year, 15 times higher than general inflation.
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Call for lower insurance premiums after dramatic drop in High Court claims
Insurers have been called on to slash their premiums after official figures showed a dramatic fall in the number of injuries cases being heard by the High Court. The annual report of the Courts Service shows there was a 29pc reduction in the number of personal injury cases being heard by the High Court last […]
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Motor insurance costs rise slightly in first half of 2023, as damage claim costs soar
The Alliance for Insurance Reform also remarked that the figures ‘the only ones that benefit from settling though litigation are the legal profession’.
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Rise in car insurance payments with motorists now more likely to make claims, says Aviva
Aviva reports a significant increase in motor damage payments due to rising costs of living, expensive vehicle parts, and fraud cases. Property damage claims also rose, highlighting issues with under-insurance.
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Businesses still face costly insurance in spite of reform
Wage costs are in focus, but high insurance premiums remain a concern for businesses in Ireland. Despite attempts at reform, costs are on the rise.
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Insurance industry has ‘run out of excuses’ for not reducing premiums
The court found that guidelines on personal injury awards in a ruling that will affect thousands of personal injury cases currently awaiting judicial analysis. File picture
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